Have you considered leasing your project?
At Oaktree Interiors we understand that undertaking an office move or refit can place a substantial burden on your business cash flow. With this in mind Oaktree Interiors are pleased to offer a range of leasing facilities for clients who wish to spread the cost of a project.
So why Lease?
- Protect your business cash flow enabling you to use your working capital for reinvestment
- Fixed monthly repayments enabling you to budget more effectively
- VAT can be paid monthly alongside lease repayments, rather than an upfront cost
- Tax efficient
Working in conjunction with our leasing partners we have a range of funding facilities and can provide a solution structured to your businesses needs.
To enable projects to proceed earlier, or to spread your budget over 3 to 5 years, we can offer leasing facilities on most interior projects.
There are tax advantages for using leasing as a means of financing (subject to qualification). It also relieves some of the pressure of having initial deposit outlays.
Does Oaktree offer a Leasing option to help their clients finance their fit-out project?
Oaktree offers an office furniture and interior fit-out leasing package in partnership with our leasing partners to help clients finance their refurbishment or relocation project. Leasing a fit-out project is highly tax-efficient and allows you spread the cost over a number of years and maintain a positive cash flow.
Can Leasing work out more efficient than paying with cash?
By paying for your furniture and the refurbishment of your offices from your cash flow, only a limited percentage is available for tax purposes. This is because the Inland Revenue only allows you to offset 65% of the capital cost against your capital allowances. However, if you go down the lease rental route, this will allow you to offset the full 100% of repayments against your corporation tax bill. This is the only form of borrowing where this is possible, and as such makes it the most tax efficient method of paying for your furniture and refurbishment works.
Is Leasing inflation proof?
Lease rental programmes are fixed from the outset and are therefore inflation proof, which enables you to precisely calculate and budget for future costs.
Who can benefit from a Furniture & Interior Lease?
Typically Sole Traders, Partnerships, Limited Companies, Plc's, Charities and Educational Establishments.
What is the minimum order value?
£1000 + VAT
What is the maximum order value?
There is no maximum.
What is the length of the Lease?
Typically 12 to 36 months but it can be anything from 1 to 7 years.
Is a deposit required?
1 to 6 months rental dependent on the type of lease.
Can the whole Turn Key Package be financed?
Yes, you can lease any of the following mix: office furniture, storage, seating, demountable partitioning, Cat 2 lighting, air-conditioning, carpet tiles, suspended ceiling, blinds, alarm and security systems, mezzanine flooring and any asset as part of your entire furniture and interior solution.
What is the treatment with VAT?
Lease rental - VAT paid with rentals.
Lease purchase - All VAT amount payable upfront with first rental.
What are the payment patterns?
Monthly, quarterly, annually, bi-annually - you can choose the most suitable for you.
How can I make payments?
Direct Debit or Invoice
Is it possible to upgrade the equipment during the term of the Lease?
Yes - an upgrade option is available
What are the options at the end of the Lease?
1. Take title of the equipment for a nominal fee
2. Return the equipment
3. Carry on with a peppercorn rental
Want to know more?
For more information about our leasing package, please contact us on 0118 979 6600 or email